Bank of America Corporation
BACNYSE
$50.79
Last price · USD
- Market cap
- $383.3B
- P/E
- 13.3x
- EV / EBITDA
- 12.9x
- P/S
- 2.0x
- FCF yield
- 3.3%
- Div. yield
- 2.49%
Multiples use last price and FY2025 annual figures. Market cap estimated from diluted shares.
Revenue
$191.6B
-0.5%
4Y CAGR +19.5%
Gross profit
$107.4B
+11.8%
4Y CAGR +3.5%
Operating income
$37.70B
+28.9%
4Y CAGR +2.6%
Net income
$30.51B
+12.4%
4Y CAGR -1.2%
EPS (diluted)
$3.82
+18.6%
4Y CAGR +1.7%
Free cash flow
$12.61B
+243.2%
4Y CAGR —
Revenue & net income
Fiscal 2021–2025 · USD
RevenueNet income
Valuation
At $50.79 · FY2025 fundamentals
- Market cap
- $383.3B
- Enterprise value
- $517.4B
- P/E
- 13.3x
- P/S
- 2.0x
- P/B
- 1.3x
- EV / EBITDA
- 12.9x
- EV / Sales
- 2.7x
- Earnings yield
- 8.0%
- FCF yield
- 3.3%
- Shareholder yield
- 8.8%
Profitability
Margins as a share of revenue
| Metric | Latest | 4Y ago | Trend |
|---|---|---|---|
| Gross margin | 56.1%-43.8pp | 99.8% | |
| Operating margin | 19.7%-16.5pp | 36.2% | |
| EBITDA margin | 20.9%-17.3pp | 38.2% | |
| Net margin | 15.9%-18.1pp | 34.1% | |
| FCF margin | 6.6%+14.2pp | -7.7% |
Returns & financial health
FY2025 with 4-year trend
| Metric | Latest | 4Y ago | Trend |
|---|---|---|---|
| Return on equity | 10.1% | 11.8% | |
| Return on invested capital | 7.0% | 7.8% | |
| Return on assets | 0.9% | 1.0% | |
| Debt / equity | 1.21x | 1.84x | |
| Net debt / EBITDA | 3.35x | 3.93x | |
| Current ratio | 0.42x | 0.29x |
Cash & equivalents
$231.8B
Total debt
$365.9B
Capital allocation
How BAC used its cash in FY2025
- Operating cash flow
- $12.61B
- Capital expenditure
- $0.00
- Dividends paid
- $9.56B
- Share repurchases
- $24.10B
- Stock-based compensation
- $4.00B
- Diluted shares
- 7.55B
- Share count change (4Y)
- -11.8%
Analyst estimates
Consensus for upcoming fiscal years
| Fiscal year | Revenue | Growth | EPS | Growth |
|---|---|---|---|---|
| FY2025 actual | $191.6B | $3.82 | ||
| FY2026E16 analysts | $122.7B | -35.9% | $4.38 | +14.8% |
| FY2027E14 analysts | $130.6B | +6.4% | $5.12 | +16.9% |
| FY2028E10 analysts | $136.7B | +4.7% | $5.79 | +13.0% |
About Bank of America Corporation
Financial Services · Banks - Diversified
Operating globally through its various subsidiaries, Bank of America Corporation offers a comprehensive range of banking and financial products and services. Its extensive clientele includes individual consumers, small and mid-market businesses, institutional investors, large corporations, and government bodies worldwide. The Consumer Banking division provides diverse options such as traditional and money market savings accounts, certificates of deposit, individual retirement accounts (IRAs), and both interest-bearing and non-interest-bearing checking accounts, in addition to investment products.
bankofamerica.com- Sector
- Financial Services
- Industry
- Banks - Diversified
- CEO
- Brian T. Moynihan
- Employees
- 211,000
- Headquarters
- Charlotte, NC, US
- IPO date
- 1973-02-21
Bank of America Corporation (BAC) — frequently asked questions
Answered from the company's SEC filings
Operating globally through its various subsidiaries, Bank of America Corporation offers a comprehensive range of banking and financial products and services. Its extensive clientele includes individual consumers, small and mid-market businesses, institutional investors, large corporations, and government bodies worldwide.
Explore the full income statement, balance sheet and cash flow statement. Not investment advice.