UnitedHealth Group Incorporated
UNHNYSE
$423.71
Last price · USD
- Market cap
- $385.6B
- P/E
- 32.0x
- EV / EBITDA
- 19.1x
- P/S
- 0.9x
- FCF yield
- 4.2%
- Div. yield
- 2.05%
Multiples use last price and FY2025 annual figures. Market cap estimated from diluted shares.
Revenue
$447.6B
+11.8%
4Y CAGR +11.7%
Gross profit
$82.92B
-7.3%
4Y CAGR +4.5%
Operating income
$18.96B
-41.3%
4Y CAGR -5.7%
Net income
$12.06B
-16.3%
4Y CAGR -8.6%
EPS (diluted)
$13.23
-14.7%
4Y CAGR -7.5%
Free cash flow
$16.07B
-22.4%
4Y CAGR -5.2%
Revenue & net income
Fiscal 2021–2025 · USD
RevenueNet income
Valuation
At $423.71 · FY2025 fundamentals
- Market cap
- $385.6B
- Enterprise value
- $439.6B
- P/E
- 32.0x
- P/S
- 0.9x
- P/B
- 4.1x
- EV / EBITDA
- 19.1x
- EV / Sales
- 1.0x
- Earnings yield
- 3.1%
- FCF yield
- 4.2%
- Shareholder yield
- 3.5%
Profitability
Margins as a share of revenue
| Metric | Latest | 4Y ago | Trend |
|---|---|---|---|
| Gross margin | 18.5%-5.7pp | 24.2% | |
| Operating margin | 4.2%-4.1pp | 8.3% | |
| EBITDA margin | 5.2%-4.3pp | 9.4% | |
| Net margin | 2.7%-3.3pp | 6.0% | |
| FCF margin | 3.6%-3.3pp | 6.9% |
Returns & financial health
FY2025 with 4-year trend
| Metric | Latest | 4Y ago | Trend |
|---|---|---|---|
| Return on equity | 12.8% | 24.1% | |
| Return on invested capital | 11.2% | 19.8% | |
| Return on assets | 3.9% | 8.1% | |
| Debt / equity | 0.83x | 0.64x | |
| Net debt / EBITDA | 2.34x | 0.91x | |
| Current ratio | 0.79x | 0.79x |
Cash & equivalents
$24.36B
Total debt
$78.39B
Capital allocation
How UNH used its cash in FY2025
- Operating cash flow
- $19.70B
- Capital expenditure
- $3.62B
- Dividends paid
- $7.92B
- Share repurchases
- $5.54B
- Stock-based compensation
- $971M
- Diluted shares
- 910.0M
- Share count change (4Y)
- -4.8%
Analyst estimates
Consensus for upcoming fiscal years
| Fiscal year | Revenue | Growth | EPS | Growth |
|---|---|---|---|---|
| FY2025 actual | $447.6B | $13.23 | ||
| FY2026E17 analysts | $448.1B | +0.1% | $20.58 | +55.5% |
| FY2027E18 analysts | $463.3B | +3.4% | $23.41 | +13.8% |
| FY2028E15 analysts | $488.2B | +5.4% | $27.27 | +16.5% |
About UnitedHealth Group Incorporated
Healthcare · Medical - Healthcare Plans
UnitedHealth Group Incorporated (UNH) operates as a comprehensive healthcare enterprise across the United States, structuring its diverse services into four key divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment provides a wide array of health benefit plans and consumer-focused services. These offerings cater to a broad spectrum of clients, including large national corporations, public sector employers, mid-sized and small businesses, and individual consumers.
unitedhealthgroup.com- Sector
- Healthcare
- Industry
- Medical - Healthcare Plans
- CEO
- Stephen J. Hemsley
- Employees
- 390,000
- Headquarters
- Eden Prairie, MN, US
- IPO date
- 1984-10-17
UnitedHealth Group Incorporated (UNH) — frequently asked questions
Answered from the company's SEC filings
UnitedHealth Group Incorporated (UNH) operates as a comprehensive healthcare enterprise across the United States, structuring its diverse services into four key divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment provides a wide array of health benefit plans and consumer-focused services.
Explore the full income statement, balance sheet and cash flow statement. Not investment advice.